FOB creation episode(s)

Since you can finish the game without FOBs and I do not want to create any FOB so I do not have to play on line1. As I understand it, during ep 21, you get a call to defend Mother Base thus starting ep. 22.
Is it just ep. 22 or do I have to avoid ep. 21 as well?
Can you just safely ignore the call to return to base?
1I have a very limited time I can spend playing the game. Spending an hour a week grinding to get stolen resources back is not my idea of fun as his is about a third of the time I can play games. Thus, I want to avoid getting in the situation that I can be raided.
Best Answer
You do not need to build a FOB to complete mission 22.
As long as you remain offline, you shouldn't get a prompt to build one, and may continue back with mission 21 at your leisure.
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