How do I get a car or motorcycle permanently?
I want to have a car or motorcycle in the same way I have a helicopter or a boat: permanently, even if I am busted, wasted, drive it into the river, blow it up, total it, etc.
Is this possible? I know the garages don't do this.
Is it possible to change the "default" player cars?
Best Answer
You can purchase insurance for the vehicle. If it is destroyed or lost in some way, you can pay a certain fee and they will give you a new duplicate car that you must go pick up. The fee is on average 1% of the total car cost.
Source: http://gta.wikia.com/Mors_Mutual_Insurance
Mors Mutual Insurance cannot be used in Grand Theft Auto V, but gains a much larger role in Grand Theft Auto Online.
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