What are the consequences of revoking a credit card charge made to Origin? [closed]
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I have an issue with a purchase I've made via Origin, and after contacting support I feel I'm going to need to raise this as a dispute with my credit card company as my issue is still unresolved. This will obviously result in the payment being revoked from Origin so I'm wondering does anyone have experience with this scenario they are willing to share?
I have already contacted EA customer support, a week ago, 5 days after the purchase. The case is "being worked on", and since I don't use the Origin account at all, I consider to dispute the charge if the time limit for disputing the charge comes up before the answer by Origin arrives.
What are the consequences of revoking a credit card charge made to Origin?
Best Answer
I would strongly recommend not doing this. If you didn't receive what you paid for, contact EA. The contact form is at the bottom of this page.
Just bear in mind that electronic content is a service, not a physical thing. Specifically, this means you are not entitled to a refund because the game didn't work on your PC.
It's difficult to find an actual policy from EA, but I do have anecdotal evidence from Steam (who, if anything, are likely to be more lenient than Origin). In cases where a user disputed a payment, their Steam account was blocked during the arbitration. There is no reason to expect Origin to behave differently.
Remember, from their point of view, you bought something, promised to pay them and refused to pay. I can't think of any business in the world that would tolerate that.
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Can you dispute a charge on a closed credit card?
Consumers can dispute fraudulent charges on their bill by calling their issuer. This is typically a quick process where the issuer will cancel the credit card in question and reissue a new one....Disputing a credit card charge.Type of disputeTime limitNoteFraudulent chargesUnlimitedCall your issuer directly2 more rows•Feb 4, 2022What does it mean when a credit card is revoked?
A credit card being revoked means the card issuer will close the account\u2014which has detrimental effects on a credit score, especially since it will likely increase a consumer's utilization ratio. After card revocation: If payments still aren't made to make the account current, a creditor will charge off the account.Can I cancel a payment made on my credit card?
You can stop a Credit Card payment by informing your card issuing bank of the same before the payment due date. You can take the help of your bank's customer service representatives or take the net banking route.Do chargebacks hurt credit score?
A chargeback does not usually affect your credit. The act of filing a chargeback because of a legitimate cause for complaint against a business won't affect your credit score. The issuer may add a dispute notation to your credit report, but such a notation does not have a negative effect on your credit.How To Enter Credit Card Charges In Quickbooks
More answers regarding what are the consequences of revoking a credit card charge made to Origin? [closed]
Answer 2
I would strongly recommend against doing that. EA actually have pretty good refund policy, and if you didn't like what you recently bought you should ask for a refund rather than going such a radical way.
Take a look at their article http://help.ea.com/en/article/origin-eu-returns-and-cancellations/ Even if you don't fit into that group, you should contact their customer service (which is pretty good actually) and ask for refund.
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