Purchase Xbox 360 content on Xbox.com without credit card on file

Purchase Xbox 360 content on Xbox.com without credit card on file - Person Holding Debit Card

Is there any way to purchase Xbox 360 content on Xbox.com without a credit card on file? I'm getting an error that says "You have no valid payment options on file" and my only options are Change Payment Options and cancel.

If I click on "Change Payment Options", I'm shown a screen that only offers to "Add A New Credit Card".

This happens even if I have enough of a balance in my account to make the purchase, and even if the content I'm trying to purchase is free.

It's probably worth adding that I have no such issues with Xbox One content.

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How can I buy Xbox games without a credit card?

Also be aware that you can only make purchases with your credit through an actual Xbox 360 console. If you try to buy via the Xbox website or on a Xbox One console, you can't use credit. For these you will have to use a payment method like Credit Card or PayPal.

Can I still make purchases on Xbox 360?

This error means that the Microsoft account that you're trying to use to make the purchase doesn't have the ability to make the purchase. Child and teen accounts are prevented from making purchases in the Xbox 360 Marketplace. Changing your Microsoft account age or your purchase settings won't resolve this issue.



XBOX 360 Payment Options Problems




Sources: Stack Exchange - This article follows the attribution requirements of Stack Exchange and is licensed under CC BY-SA 3.0.

Images: Pixabay, Andrea Piacquadio, Pixabay, Andrea Piacquadio